Caravan Finance – Loans for Camper Trailers & Motorhomes

Choose Australia’s best rated caravan finance broker, Choose Credit One

Credit One’s Extensive Caravan Finance Options

Why Choose Credit One for your next Caravan Finance?

Frequently Asked Questions

• How Does Camper or Caravan Finance Work?

  Caravan finance involves borrowing money from a lender for the sole purpose of purchasing a caravan or other similar recreational vehicle.

  The borrower is charged interest on the borrowed sum and must make payments in regular instalments. You can get a quick estimate of loan repayment options by using our loan calculator.

  Our range of available camper and caravan loans work much like other types of personal loans. We offer a range of options and repayment options sourced from Australia’s top lenders.

  With a range of options available, we’re able to find the best option suited to your needs. We’ll work within your budget to find affordable loan amount options that suit your requirements.

  Our goal is to make the entire process and loan repayments smooth and stress-free. Your own personal finance consultant will guide you through every step of the process.

• What Are the Benefits of A Camper Or Caravan Loan?

  Choosing to finance a caravan or other recreational vehicle is popular for various reasons.

  • Taking out a loan requires a much smaller upfront payment – great news if you’re keen to get travelling as soon as possible! You will, of course, need to budget for monthly repayments, but you will have greater financial freedom.
  • Taking out a loan requires a much smaller upfront payment – great news if you’re keen to get travelling as soon as possible! You will, of course, need to budget for weekly, fortnightly, or monthly loan repayments, but you will have greater financial freedom.
  • Making regular repayments on your caravan loan will help to build your credit history.
  • You can leave money available for other expenses. Spending a large some upfront on the caravan purchase can drain your savings. By choosing to finance the purchase, you will have more cash available for other expenses if you need it.

• How Do I Apply for a Credit One Loan?

  Applying for the Credit One brokered loan for your next camper trailer has never been easier. Our expert caravan and motorhome specialists are reachable online or by phoning 1300 273 348, six days a week. Give us a call today and find out about your potential loan details!

• How Much Can I Borrow?

  The loan amount you can borrow depends on the type of camper trailer or other types of recreational vehicle you’re going to be using the loan on and the length of the loan. The loan amount you can borrow depends on your personal financial situation, requirements & objectives. Get in touch to find out more and obtain a quick quote from our caravan loan specialists!

  Credit One are a brokerage that delivers premium options for caravan loans & financing for all types of trailers leisure.

• What Do I Need to Get Finance?

  There is no complete list of all the things you will need. Every loan application to Credit One is reviewed separately. Typically, you’ll need to provide us with evidence of your income to determine if you’re a suitable candidate for any of the finance options that our lenders offer.

• Can I Set Up Camper trailer Finance for a Private Sale?

  Have you come across a retired outdoors enthusiast selling his rare caravan or camper trailer? Are the big banks refusing to give you a caravan loan for a private sale? Enter Credit One! We offer brokerage with a wide array of alternative lenders prepared to loan money in these alternative circumstances. You will still be entitled to Credit One’s comprehensive caravan finance service options and be able to choose your solution from a wide array of lenders.

• How Long Does It Take to Be Approved?

  The length of approval time for these loans differs from case to case. We are committed to providing a rapid brokerage service to secure your loan as quickly as possible without sacrificing any of our other services. Our competitive lender options will be available for you to select from in the blink of an eye, just another reason we are recognised for the country’s best caravan finance deals available.

• Who Are Credit One’s Lenders?

  Credit One is recognised by some of the most reputable insurers and lenders in Australia, meaning we provide you with substantial options that enable ease of choice.

  Our lenders include:

  • BCU
  • BOQ
  • Fleet Partners
  • Money3
  • Morris Finance
  • National Motor Loans
  • Pepper Money
  • Plenti
  • Suncorp
  • And more!

• Can I finance a used caravan or camper trailer?

  Yes – with Credit One, we’ll be able to find loans for both new and used caravans. Terms and rates may differ between new and pre-loved camper trailers, as it will vary depending on the lender and what they can offer.

• What documents do I need to apply for a caravan or camper trailer loan?

  At Credit One, you will need to provide proof of income, proof of residence, and a valid driver’s license of ID. These are the key documents you will need to provide to be able to apply for a caravan or camper trailer loan. From there, we may ask for further documentation to back up the loan application.

  For more contextual information, we may ask you to provide details of the make, model and year of the caravan or camper trailer that you intend to purchase. You will also need to provide a copy of the purchase agreement or sales contract for the caravan or camper trailer you are financing.

• What is the minimum down payment for a caravan or camper trailer loan?

  In Australia, the minimum down payment can vary depending on the lender. When you are applying for a caravan or camper trailer loan, you may be expected to pay a down payment depending on the lender and your personal circumstances.

  The process is quick so you should be prepared to have enough funds to make the payment without delaying your financing application.

  However, many of our lenders offer no-deposit options if you wish to borrow the full purchase price.

• Can I refinance my existing caravan or camper trailer loan?

  Yes. You can refinance an existing caravan or camper trailer loan. When you refinance a loan, you can potentially lower your interest rate or monthly payments or change the terms of your loan.

  The process of refinancing a loan will depend on the lender, but often it is a relatively similar process to how you obtained the loan. It’s important to keep in mind that refinancing may come with additional costs, like appraisal fees, origination fees, and closing costs.

• What type of loans can you get for financing a caravan or camper trailer?

  When you’re looking for caravan finance, there are a variety of loan options to choose from. Through Credit One’s caravan loan brokers, here are the main type of loans you can get:

  • Personal Loans: A personal loan is that most common and is not secured by any collateral. A personal loan usually has a fixed interest rate and a fixed period of loan repayments.
  • Secured Caravan Loans: Secured caravan loans are what Credit One specialises in brokering, as they are specifically designed for recreational vehicles, including caravans and camper trailers. Depending on the lender, these loans can have lower interest rates and longer terms of loan repayments than personal loans.

  A secured loan is one that is secured by collateral, such as the caravan or camper trailer you are buying.